Sunday, February 16, 2020
Evaluating artists significance - Assignment Example As a painter, da Vinci developed a number of iconic artifacts key among which is the Mona Lisa. In this portrait, da Vinci couples a number of possibilities within a single face to come up with the most beautiful painting of its time. The painting portrays a fairer face of a woman with a protruding breast as though of a woman. In all aspects, the painting is a woman. However, several art professionals disagree with the actual portrayal in the painting some asserting that it is a combination of both male and female thereby depicting the beauty of creation (O'Connor 44). Such ambiguities in his works portray da VinciÃ¢â¬â¢s creativity. Art is relative and therefore earns relative interpretations from different people. Leonardo da VinciÃ¢â¬â¢s works on the contrary were difficult to interpret since the artist used simple artistic features to portray complex information mostly targeting the elite in the early society. This ability thus quantifies him as the father of the mannerist pe riod, a period in arts in which artists used complex artifacts to communicate and to criticize the society and the elite ruling class. Besides the Mona Lisa, da Vinci produced several other controversial paintings including the last supper, which is one of the most reproduced religious paintings. In the painting, Leonardo portrays Jesus sitting at a table with his twelve disciples. In a very controversial twist, Leonardo inserts a male disciple in the painting with fairer features next to Jesus. While most people view the image as that of Mathews one of the closest disciples of Jesus, other have rightly argued that she could be Marry Magdalene thereby raising questions about Marry MagdaleneÃ¢â¬â¢s relationship with Jesus. This portrays the level of controversies that da Vinci left in most of his works. His other iconic painting is the Virgin and child with St Anne, in this, Leonardo includes a controversy as he superimposes two figures in the picture thereby complicating the ident ity of either Marry or St Anne. Despite the controversies that made his works more exciting, Leonardo da Vinci captured natureÃ¢â¬â¢s beauty in his works. He used some of the best models of the time and depicted nature as the most beautiful of all that existed. II. Late Renaissance and Baroque: Gian Lorenzo Bernini Lorenzo Bernini was yet another iconic Italian artist, architect, and sculptor. Bernini was a renowned playwright with the ability to develop dramatic narratives and a great sculptor who depicted magnificence in most of his works. As an artist of his time, Bernini portrayed arts as a reflector of the society; most of his narratives were therefore satirical criticisms of the elite in the early Roman society and the ruling class. He therefore portrayed the issues affecting the society in a sardonic manner thereby attracting the attention of the masses to the actions of the ruling elite through entertainment. His sculptors on the other hand were both realist and humanist. In such, he developed big sculptors of the great figures of the time in the streets and churches in Rome and developed others as decorations to similar places. The streets of Rome and some great international museums still stash some of his surviving artifacts. Among his great works that portrayed both beauty and opulence included the Apollo and Daphne, in the sculpture, Bernini portrays both a complex understanding to nature and the
Sunday, February 2, 2020
Identify the Claim 99.9% of Proper Grammar is Obsolete - CS2 - Case Study Example bject-verb agreement, capital letters, etc is still being followed by main stream publications but it is not the case outside of such environments where correct use of grammar has already started decaying. Sentences structured carefully are disappearing on the internet. As users are getting acquainted of each otherÃ¢â¬â¢s vocabulary, proper grammar is deteriorating. He recognizes that there is a tendency of feeding customized Ã¢â¬Å"Internet SpeakÃ¢â¬ that is developing among those on the internet. The grammar on formal websites still follows the traditional laid out rules, emails are starting to see a condensed version and instant messaging is even worse. The reason for this is rooted in the belief that expertise is not a necessity and is a waste of money and time. He cites the example of existence of many civilizations for centuries. Also proper use of grammar does not solve any problem as many cannot read at a collegiate level. The author then goes on to sarcastically criticize such form of writing as saying that he wonders how such messages are legible (Wertheimer, 2002). He says that on examining any message, even be it from a CEO, many grammatical errors can be found. He points out the reason why such messages have been working. In the last few years as the use of internet has increased, users have not only tolerated such abuse of grammar but encouraged such styles in order reply to messages as soon as they receive it. Need for speed is the reason behind this development. Punctuating and capitalizing is just a loss of time. Hence the need to be fast has lead to this condensing of sentencing and in turn grammar. One of the examples that author gives is the use of Ã¢â¬Å"g2gÃ¢â¬ which means Ã¢â¬Å"got to goÃ¢â¬ . The author goes on to explain that languages demand perfectionism by being grammatically correct but this is not the case on the internet. A communicationÃ¢â¬â¢s effectiveness is dependent on the speed of the communication. Longer the sentence is slower the process and
Saturday, January 25, 2020
Settlers Effect On The Plains Indians History Essay The new railroads in the West occasioned by the Civil War opened up the area to economic development and new settlers. American settlers from the East entered via the Mississippi to ranch farm and mine. Native American settlers also poured from Deep South after being convinced that prosperity was only found in the West. Chinese workers constructing the railroads worsened diversity of the population in this region. The Great Plains underwent transformation because of settlers from the east. Farmers cultivated wheat and other crops on their lands and wiped out herds of American bison. The industry of cattle blossomed as the railroads provided a means of transport to market the cattle (Josephy 32). The lives of African-Americans residing in the west were drastically affected by the increase in white settlement and disappearing of bison. Civil conflicts led to occasional victories by the American Indians despite great US military force and the large number of white settlers. By mid 1980s, over 50% of American Indians had been pushed into reservation areas that least appealed to the white settlers. Because of the civil war, there was a huge traffic of people entering the West Mississippi. These people originated from Midwest and East as well as Asia and Europe. Millions of people had been lured by the promise of riches from gold mines, cheap lands and the imagination of a better living style. The new railroads offered a new means of transportation for the settlers while some of them sailed in order to arrive to the west coast. They settled on the Great Basin, Great Plains, and South West, enduring disillusionment, danger, and hardship. By 20th Century, the white settlers had acquired new homesteads, industries, and communities. Some of them became greatly successful although most of the settlers did not succeed in achieving the wealth they desired (Trigger and Wilcomb 22). Since the arrival of the white settlers, there was a misunderstanding between them and the Indians. For example, non-Indians did not recognize the religious practices of the native tribes, which include worshiping of animal and plant spirits. In addition, the Plain Indians believed in a complicated system of Kinship based on extended families: the settlers could not comprehend this. Such cultural differences made the white settlers view native people as barriers too civilization (Smith and Allen 47). As the Americans organized new states and territories in the West, it gave a clear indication that Native Americans were prohibited from roaming over the land occupied by non-natives. The US policy aimed at establishing small pieces of land for different tribes and motivated them to practice agriculture. While some tribes peacefully settled on the reservations, most of them were resistant and did not give up their way of life and their lands (Philip 18). Losing the bison on the Great Plains was a huge threat to the survival of Indians than the battle with the US army. The American Indians relied on the bison as a source of fuel, shelter, clothing, and food. Although the destruction of the bison was not under the federal policy, the practice was approved by army commanders as a way of destroying key aspects of the Indian life. Besides, hunters were hired along the railroads killing wildlife animals whilst providing food to the workers of the transcontinental lines. After the completion of the railroads, the settlers used chartered cars to shoot the bison. As of 1975, they had killed millions of bison, which provided material for hides in the East. After a decade, the bison species became extinct. This situation was worsened because they had abandoned their nomadic lifestyle. As a result, the Indians had no option but to accept living on the reservations (McNickle 52). The system of reserving Indians on small pieces of land did not succeed. Most of the families were reserved on marginal lands that made it impossible for them to develop farming practices that could sustain them. The government could not fulfill its promise of supplying them with food and other needs. This made the government abandon its hard held policy of viewing the tribes as sovereign states. The purpose of the new land was to promote farming among the native tribes through breaking the reservations (American Journey 547). The policy allowed the land to be distributed per each household. After the distribution, citizenship and title of ownership was given to each owner. However, this was not done to all the members of the native tribes. The reserved land that had not been allocated to the native Americans were sold to interested people. Although this was a humanitarian reform, the US policy did not recognize the communal lifestyle of Native Americans: this led to the loss of mill ions of acres of land belonging to the Indians (Smith and Allen 39). The Plains Indian tribes were desperate and had an urge to restore their past; they were attracted to the Ghost Dance: a religious group. This movement had promised them that it would protect them from the white settlers, and the bullets of the American soldiers. It had also promised to bring the herds of Bison back. Efforts of reviving cultural practices of the Native Americans raised concerns among the US army and the settlers. This is because they were worried that it would increase the Indian resistance. When the US army failed to ban the Ghost Dance Movement, they adopted methods that are more aggressive. As of 1980, the US military had killed over 300 children, women, and men. This led a confrontation that marked of Plains Indian resistance (Trigger and Wilcomb 30). In the beginning of 19th Century, the American government decided that it would use treaties to solve the conflict between non-Indian settlers and the Plains Indian tribes. These treaties were meant to restrict the Native American tribes from moving to certain regions. Later, the federal government established a permanent frontier where displaced eastern tribes could live. In 1854, the US government reserved a vast region for the settlers (McNickle 72). Plains Indians were reserved and pressurized to embrace change. They deployed new resistant strategies but did not succeed. The Great Plains underwent transformation because of settlers from the east. Farmers cultivated wheat and other crops on their lands and wiped out herds of American bison. The cattle industry blossomed because the railroads provided a means of transport to market the cattle. However, they have demonstrated their skills in adapting to change and hardship while using the most available opportunity. They have worked for wages, traded, hunted, protested, lobbied, prayed, danced, made war, ranched and farmed. Using their adaptive approaches, the Plains Indians have maintained themselves as unique population despite the challenges (Smith and Allen 20). Work Cited Josephy, Alvin. America in 1492: The World of the Indian People before the Arrival of Columbus. New York: Alfred A. Knopf 2002. History Reference Center. McNickle, DArcy. Native American Tribalism: Indian Survivals and Renewals. London: Oxford University Press, 2003 JSTOR. Philip, Kenneth. John Colliers Crusade for Indian Reform, 1920Ã ¢Ã ¢Ã¢â¬Å¡Ã ¬1954. Tucson: University of Arizona Press, 2007 Print. Smith, Paul, and Allen Robert. Like a Hurricane: The Indian Movement from Alcatraz to Wounded Knee. 2006 New York Times Historical Database. Trigger, Bruce and Wilcomb Washburn, eds. The Cambridge History of the Native Peoples of the Americas. Cambridge: Cambridge University Press, 2006 Print. The American Journey. Upper Saddle River: Pearson, 2011. Print.
Friday, January 17, 2020
Drucker is considered as Ã¢â¬Å"the father of modern managementÃ¢â¬ and Ã¢â¬Å"GuruÃ¢â¬â¢s GuruÃ¢â¬ , who has published over 30 books such as The Practice of Management, The Effective Executive, Management: Tasks, Responsibilities and Practices ,The Essential Drucker and so on. Although I have only read two of his books, his sagacity, profound knowledge, common touch and being practice-oriented captivates me: ? If you had ever read Mr. DuckerÃ¢â¬â¢s books, you should be impressed by his sagacity. He has the ability to see through the appearance and perceive the essence. He shows a knack for identifying sea changes in business and economics years in advance. He foresaw the emergence of a new type of worker whose occupation would be based on knowledgeÃ¢â¬ ¦ ? No doubt Mr. Drucker has profound knowledge. He studies a new subject every two or three years, which covers economics, psychics, math, politics, history and so forth. In his books, you will not be surprised when he uses well-documented and extensive evidence to prove his principles. ?In spite of being regarded as the most enduring management thinker of our time, Mr. Drucker has a common touch. He is a master of management, but his ability to explain his principles in plain language makes himself as a friend to his readers. ?Mr. Drucker is practice-oriented. As he says: Ã¢â¬Å"Management is practice rather than science. Ã¢â¬
Thursday, January 9, 2020
The Vasquez surname is the 23rd most common Hispanic surname. It has several possible origins: A name denoting one who came from the Basque country, from the words vasco, velasco and belasco, each suggesting a place or ethnicity in the Basque provinces of Spain.A patronymic surname meaningÃ son of Vasco. The given name VascoÃ derives from the medieval Spanish nameÃ Velasco,Ã which possibly meant crow in Basque.According to Elsdon Smith in American Surnames, the names Vasquez, Vazquez and Velez in Spain designate those who herded ewes or sheep. Surname Origin:Ã Spanish, Portuguese Alternate Surname Spellings:Ã Vasquiz, Vasques, Vazquez, Vazques, Belasco, De Belasco, De Velasco, Velazquez, Vaz Famous People With the Surname Vasquez La La Vasquez - American television personality and entertainerDomingo VÃ ¡squez - President of Honduras, 1893-1894FranciscoÃ VÃ ¡zquezÃ de Coronado y LujÃ ¡n - Spanish conquistador and explorer; discovered the Grand CanyonGregorio Vasquez - Colombian painter Most Commonly Found The first Vasquez families originated in the Castile region of Spain, according toÃ Forebears, which ranks Vasquez as the 424th most common surname in the world. The Vazquez spelling even more common, ranking 376th. VasquezÃ is found most prevalently in Peru, where it ranks 13th in the nation, followed by Guatemala (15th), El Salvador (16th), Panama (22nd), Honduras (26th), and the Dominican Republic (29th). The Vazquez spelling is most frequent in Mexico, where it ranks 14th, followed by Puerto Rico (15th) and Argentina (19th).Ã Within Europe, Vasquez is actually found most frequently in southern France, according toÃ WorldNames PublicProfiler, while Vazques is most common in northern Spain, especially the Galicia and Asturias regions. Genealogy Resources 100 Most Common Spanish SurnamesHave you ever wondered about your Spanish last nameÃ Ã and how it came to be? This article describes common Spanish naming patterns, and explores the meaning and origins of 100 common Spanish surnames. How to Research Hispanic HeritageLearn how to get started researchingÃ your Hispanic ancestors, including the basics of family tree research and country specific organizations, genealogical records, and resources for Spain, Latin America, Mexico, Brazil, the Caribbean, and other Spanish speaking countries. Vasquez Family Crest - Its Not What You ThinkContrary to what you may hear, there is no such thing as a Vasquez family crest or coat of arms for the Vasquez surname.Ã Coats of arms are granted to individuals, not families, and may rightfully be used only by the uninterrupted male line descendants of the person to whom the coat of arms was originally granted.Ã Vasquez Family Genealogy ForumSearch this popular genealogy forum for the Vasquez surname to find others who might be researching your ancestors, or post your own Vasquez query. FamilySearch - Vasquez GenealogyAccess over 3.8 million free historical records and lineage-linked family trees posted for the Vasquez surname and its variations on this free genealogy website hosted by the Church of Jesus Christ of Latter-day Saints. Vasquez Surname Family Mailing ListsThis free mailing list for researchers of the Vasquez surname and its variations includes subscription details and a searchable archives of past messages. DistantCousin.com - Vasquez Genealogy Family HistoryExplore free databases and genealogy links for the last name Vasquez. The Vasquez Genealogy and Family Tree PageBrowse family trees and links to genealogical and historical records for individuals with the last name Vasquez from the website of Genealogy Today. ----------------------- References: Surname Meanings Origins Cottle, Basil.Ã Penguin Dictionary of Surnames. Baltimore, MD: Penguin Books, 1967. Dorward, David.Ã Scottish Surnames. Collins Celtic (Pocket edition), 1998. Fucilla, Joseph.Ã Our Italian Surnames. Genealogical Publishing Company, 2003. Hanks, Patrick and Flavia Hodges.Ã A Dictionary of Surnames. Oxford University Press, 1989. Hanks, Patrick.Ã Dictionary of American Family Names. Oxford University Press, 2003. Reaney, P.H.Ã A Dictionary of English Surnames. Oxford University Press, 1997. Smith, Elsdon C.Ã American Surnames. Genealogical Publishing Company, 1997.
Wednesday, January 1, 2020
Saint Thomas Aquinas Five Proofs for the Existence of God Scientific reasoning has brought humanity to incredibly high levels of sophistication in all realms of knowledge. For Saint Thomas Aquinas, his passion involved the scientific reasoning of God. The existence, simplicity and will of God are simply a few topics which Aquinas explores in the Summa Theologica. Through arguments entailing these particular topics, Aquinas forms an argument that God has the ability of knowing and willing this particular world of contingent beings. The contrasting nature of necessary beings and contingent beings is at the heart of this debate. Aquinas sets up this argument in his discussion of whether or not God exists. His five proofsÃ¢â¬ ¦show more contentÃ¢â¬ ¦With these conclusions in mind, Aquinas determines that God is completely simple. From the conclusion that God is ultimately simple, Aquinas goes on in Question 14 to discuss the knowledge of God. In article three, Aquinas discusses whether or not God comprehends himself and he arrives at the idea that God does. Since God is altogether simple, then his intellect as well as his being are one and the same. Therefore, God must know himself perfectly. The intellect must perfectly comprehend all of the other elements of God. Through this concept, God must be all knowing because it is the nature of his being to do so. GodÃ¢â¬â¢s knowledge extends to contingent beings and everything else insofar as he is the first cause of all of them. The argument follows that if anything is perfectly known, then its power must necessarily be known as well. The conclusions are as follows: God must understand himself and understand all other things besides himself and that this understanding must not differ from his being. Free will is a hotly debated concept. There are many plausible rejections to the notion that God gave human beings free will. For example, if God knows everything and everything that is to be, then are human beings really truly free to make their own decisions? Many other contradictions exists. The idea of a necessary being giving rise to contingent beings, the existence of a perfectly good being and evil in the world that beingShow MoreRelatedThe Achievements of Saint Thomas Aquainas Essay630 Words Ã |Ã 3 PagesSaint Thomas Aquinas (1225-1272) is fundamentally an Aristotelian, and for some, one of the greatest philosophers, and one of the best theologians. His theological writings became regulative of the Catholic Church and his commentaries on Aristotle, represents a great cultural resource, which are now receiving a greater recognition. As a very catholic man, he tried to prove the existence of God. But How? Thomas Aquinas recognized that there were people who doubted the existence of God. BecauseRead MoreSt. Thomas Aquinas On The Existence Of God1338 Words Ã |Ã 6 Pagesphilosophers shifted their focus primarily to proving the existence of God, as well as other religious tenets they held. Two Saints of the Catholic Church, St. Anselm and St. Thomas Aquinas, developed their own respective proofs for the existence of God. These proofs have gained fame over the subsequent centuries and still face debate and comparison today. Although both St. Anselm and St. Thomas Aquinas both offer proofs for the existence of God, the proofs differ drastically due to the distinct argumentativeRead MoreAn Examination Into The Respective Proofs Of St. Aquinas1288 Words Ã |Ã 6 PagesRespective Proofs of St. Anselm and St. Aquinas During the Medieval Period, philosophers shifted their focus primarily to proving the existence of God, as well as other religious tenets. Two Saints of the Catholic Church, St. Anselm and St. Thomas Aquinas, developed their own respective proofs for the existence of God. These proofs have gained fame over the subsequent centuries and still face debate and comparison today. Although both St. Anselm and St. Thomas Aquinas offer proofs for the existence of GodRead More Existence of God Essay1571 Words Ã |Ã 7 PagesÃ¢â¬Å"Suma Theologica,Ã¢â¬ by Saint Thomas Aquinas, Aquinas combines the doctrines of Christianity with Aristotelian philosophy, through the assertion that as a result of observation, utilization of the senses, and an empirical mindset, one can substantiate the existence of God. Aquinas holds the conception that in the quest for GodÃ¢â¬â¢s existence, philosophy and theology are interwoven together and both play complementary roles. He infuses numerous theological do ctrines, mainly from Saint Augustine, alongsideRead MoreThe Natural Law Theory Essay examples1037 Words Ã |Ã 5 Pagesonly be obtained by following the natural law theory. God created a set of laws as a supreme guide for humans to live life, like any law these laws were created to ensure wellbeing for everyone. The laws he created are the civil law, the natural law and the divine law God created them from a law much superior than the rest, one which only God himself has the knowledge of, the eternal law. Humans actively participate in the eternal law of God by using reason in conformity with the Natural Law to discernRead MoreBombardier Aerospace: An Overview1590 Words Ã |Ã 6 PagesWhich argument for the existence of God is strongest? Why? An age-old debate that has existed in religious studies concerns which argument for the existence of God is the strongest. The existence of God is pervasive throughout the world, although the means with which people attempt to prove His existence varying in significant (and sometimes contrasting) ways. Although there have been myriad methods for proving Gods existence, a central dispute concerns whether or not to use a rational approachRead MoreThe Existence Of Saint Thomas Aquinas And Ren?Ã¯ ¿ ½ Descartes1460 Words Ã |Ã 6 PagesGodÃ¢â¬â¢s existence has long been a topic of controversy, one that spans the course of many centuries andÃ¢â¬âÃ¢â¬âbecause of its natureÃ¢â¬âÃ¢â¬âwill never be resolved. Two notable philosophers have attempted to prove GodÃ¢â¬â¢s existence: Saint Thomas Aquinas and RenÃ © Descartes. Despite having been influenced by the former, DescartesÃ¢â¬â¢ argumentsÃ¢â¬âÃ¢â¬âwhile similar to AquinasÃ¢â¬â¢Ã¢â¬âÃ¢â¬âare reached through noticeably different methods. To analyze AquinasÃ¢â¬â¢ proof for GodÃ¢â¬â¢s existence, it is important to first analyze his definition ofRead MoreThe Relationship Between Philosophy And Theology1433 Words Ã |Ã 6 Pagesthough, see the two subjects of study as collaborative instead. And just as intellectuals of our Church today support the relationship which is otherwise seen as faith and reason, so too did the intellectuals Thomas Aquinas and Bonaventure reinforce it in the thirteenth century. However, both Aquinas and Bonaventure have their own different opinions on what the true relationship between philosophy and theology is. I believe that AquinasÃ¢â¬â¢s understanding of the relationship between philosophy and theologyRead MoreThe Philosophy Of Religion : Thomas Aquinas And Fredrich Nietzsche1364 Words Ã |Ã 6 Pagesphilosophers have developed theories and guidelines to help people to realize what is most suitable, important, and critical in their spiritual lives. However, the Philosophy of Religio n caters to everyone, not just believers. Today we will look at Thomas Aquinas and Fredrich Nietzsche and their takes on religion. To fully understand their viewpoints its important to first understand what the philosophy of religion entails. The philosophy of religion is the philosophical study of the meaning and natureRead MoreThe Life Of Thomas Aquinas2700 Words Ã |Ã 11 PagesHufnagel REL317A Christian Ministry Professor Ruszala Research Paper due 5/7/15 The Life of Thomas Aquinas St. Thomas Aquinas, also known as Ã¢â¬Å"The Universal TeacherÃ¢â¬ or Ã¢â¬Å"The Christian ApostleÃ¢â¬ , was born into a wealthy aristocratic family in the kingdom of Naples at Rocca Secca in 1225 and died on March 7, 1274 at Fossa Nuova (Biography). He was born in Aquino, a town in Southern Italy from which Thomas Aquinas takes his surname. He was the youngest of eight siblings the son of Count Landulf of an old
Tuesday, December 24, 2019
Muted Group Theory (MGT) is a critical theory because it is focuses on the power structure and how it is used against certain people and groups. At times, critical theories can divide the powerful and the powerless into a number of different ways. MGT chooses to split the power spectrum into two main categories, men and women. This MGT helps us to understand any groups that are silenced by the lack of power in their language. In dominate groups or activity groups, there are members who have less power that tend to fall silenced. One idea of MGT is that members of stifled groups may, at least at times, experience a doubtfulness of existence, seeing reality both as it is experienced from a dominant perspective and also from their own, muted, perspective. For example, when there is a Ã¢â¬Å"dominantÃ¢â¬ language or activity in a group, there are members who have Ã¢â¬Å"lower-powerÃ¢â¬ and could feel silenced because of their lack of knowledge in that language or activity. Ã¢â¬Å"The two main components within MGT are dominant and subordinate groups.Ã¢â¬ (Wall) These are categorized into relationships between men and women.Edwin Shirley Ardener, two social anthropologists, came up with the idea of MGT in the 1960s.They Ã¢â¬Å"focused on the ways that the communication practices of dominant groups suppress, mute, or devalue the words, ideas, and discourses of subordinate groupsÃ¢â¬ . (Kramarae) Cheris Kramarae took MGT a step further when she brought it into the field of communication studies. In every groupShow MoreRelatedMuted Group Theory ( Mgt )1737 Words Ã |Ã 7 Pages Muted Group Theory (MGT) is a critical theory because it is focuses on the power structure and how it is used against certain people and groups. At times, critical theories can divide the powerful and the powerless into a number of different ways. MGT chooses to split the power spectrum into two main categories, men and women. This MGT helps us to understand any groups that are silenced by the lack of power in their language. In dominate groups or activity groups, there are members who have lessRead MoreAbolition of Universal Banking in Nigeria - Implication for Nigerian Banks10849 Words Ã |Ã 44 Pagesminimum paid up requirement of N10billion, N25billion and N50billion respectively. There will be specialized banks under which Primary Mortgage Institutions, Discount Houses, Development Banks and Micro-Finance Banks are grouped. New comers to this group are the Non-interest banks, which may opt to be either regional or national. According to Uzor (2010) an important innovation in the new model is the return from shareholders fund to paid-up share capital in defining minimum capitalization benchmarks